Personal finance refers to the management of an individual’s financial activities, which includes budgeting, saving, investing, and planning for future financial goals. It encompasses all aspects of managing one’s financial resources, ensuring that individuals can meet their current needs while preparing for long-term objectives such as retirement, education, and major purchases. Key components of personal finance include income management, expenses tracking, debt management, savings strategies, and investment choices. The objective of personal finance is to ensure financial stability and growth, allowing individuals to enhance their financial well-being and achieve their desired lifestyle.
A new scam, known as "smishing," targets commuters by impersonating toll service notifications and demanding false payments. Scammers create convincing fake websites that mimic real toll service pages, attempting to…